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Sell Charged-Off Debt Portfolios

Institutional guide and intake to sell charged-off debt portfolios.

Sell charged-off debt portfolios through an institutional marketplace built for banks, credit unions, fintech lenders, and other creditors seeking recovery on non-performing receivables.

Why creditors sell charged-off debt

After charge-off, internal recovery capacity, capital treatment, and operational cost often favor a secondary market sale. A structured process can improve price discovery while controlling counterparty and reputational risk.

What you can sell

  • Credit card charge-offs
  • Auto deficiency balances
  • Unsecured personal loans
  • Medical receivables (with appropriate handling)
  • Telecom, private student, commercial, and specialty/fintech paper

See all debt portfolio types.

How DebtMarket helps you sell

  1. Confidential intake and initial market assessment
  2. Data tape and documentation readiness review
  3. Outreach to qualified, compliance-minded buyers
  4. Bid comparison beyond headline price
  5. Contracting, funding, and secure transfer support

Read the full guide: How to sell a debt portfolio.

Typical timeline

Many transactions close in 14–45 days depending on documentation completeness and buyer diligence speed.

Start a confidential sale conversation