Primary buyer tool
U.S. collection licensing map
Click a state for typical collector/debt-buyer posture, educational bond notes, and the official regulator site. Use it before you bid a national tape.
Tools & Valuation
Desk tools for charged-off debt: buying box, tape completeness, spot vs flow, glossary, license map, and evaluation studio.
Updated September 19, 2026 · Triton Financial Solutions
Buyers
Buying box builder
Write asset class, face, vintage, and capacity before a tape moves.
Sellers
Tape completeness checker
Score charge-off date, last-pay, media, and title before you shop the file.
Sellers / creditors
Spot vs forward flow
Pick a one-time sale or a recurring grid from three desk questions.
General
Charged-off glossary
Face, tape, putback, cut-off, bps — operator definitions.
Pricing
Evaluation studio
Educational percent-of-face and bps framing, then a formal review.
Educational tools to frame pricing conversations before a formal review.
For a formal valuation review with portfolio-specific analysis, contact Triton or use the seller intake form.
More calculators
Convert sale price, face, and basis points
Used on specialty and payday paper where price is quoted in bps of face. Educational only.
90-day buyback clock
Most Triton purchase files include a 90-day warranty window for deceased, paid-prior-to-cutoff, and similar ineligible accounts. Confirm the actual PSA.
Forward-flow monthly volume
Face liquidation context
Older specialty books (2011–2014 vintage payday-style paper) in one anonymized servicing set liquidated roughly 6–21% of face, with a median near 11%. That is history, not a 2026 forecast. State law, placement, and purchase price have all changed.
Tools are educational. They are not appraisals, offers, or legal advice.