Debt Buyer Purchase Criteria Tool
Write a debt-buyer purchase criteria: asset class, face, vintage, monthly capacity, and states you can board before a tape moves.
Updated October 31, 2026 · Triton Financial Solutions
Write the paper you will actually bid before a tape moves.
Buyer tool
Write the paper you will actually bid before a tape moves. Pair this with the buyer application.
Purchase criteria is the written list of paper you will actually bid: asset class, face, vintage, states you can board, and monthly capacity. Without it, desks send you tapes you will pass.
Apply with these criteria All desk tools
What a usable purchase criteria contains
| Field | Why desks ask | Weak answer |
|---|---|---|
| Asset class | Stops mismatched tapes | “We buy everything” |
| Face min/max | Matches seller pools | Blank |
| Vintage floor | Recovery model | “Any year” |
| States you can board | Geography you will actually work | National with no plan |
| Monthly capacity | Close calendar | No number |
Educational only — not legal advice, not an appraisal. Desk: portfolios@debtmarket.net · 561-254-6608.
How do I use the purchase criteria tool?
Tick the asset classes you underwrite, set min and max face, your oldest vintage and monthly capacity, pick a collect or litigate mix, then send the summary with your buyer application.
Frequently asked questions
What are debt buyer purchase criteria?
The written list of paper you will actually bid: asset class, face, vintage, states you can board, and monthly capacity.
Is “we buy everything” a buying box?
No. Desks match tapes to written criteria. A blank or national box with no plan gets mismatched files.
What do I do with the summary?
Send it on the buyer application so the desk can match tapes under NDA.
Related DebtHub pages
Ready to see tapes that fit your box?
Apply once. Qualified buyers see files under NDA; complete files close in 1-14 days.
Educational only. Not legal advice and not a quote. Desk: portfolios@debtmarket.net · 561-254-6608.