Forward Flow Agreements
How creditors sell recurring charge-offs: eligibility, pricing grids, volume bands, and when forward flow beats a one-time spot sale.
Updated September 19, 2026 · Triton Financial Solutions
Forward flow agreements create recurring sales of newly charged-off accounts on pre-agreed terms.
When forward flow helps
- Predictable monthly/quarterly charge-off volume
- Desire for operational consistency vs episodic auctions
- Buyer appetite for ongoing paper with known characteristics
Key terms to negotiate
- Eligibility criteria and exclusions
- Pricing formula or grid
- Volume bands and true-ups
- Documentation standards
- Term length, termination, and audit rights