Debt Buyer Asset Classes | Card, Auto, Medical

DebtHub · Buyer pathway

“We buy everything” is how you drown in NDAs. Purchase criteria names asset class, vintage, balance tier, and states. Then the desk can match a tape instead of guessing.

Why should debt buyers set purchase criteria by asset class?

Because 'we buy everything' floods you with NDAs. Purchase criteria that name asset class, vintage, balance tier, and states let the desk match a tape instead of guessing.

Public catalog: portfolio types. This page is how buyers use it on DebtHub.

Buying-box notes by class
Class	What you underwrite first	Usual tell
Credit card	Last-pay, COS, prior placements	Percent of face
Auto deficiency	VIN, sale proceeds, deficiency math	Paperwork gaps kill price
Medical	Itemization without PHI in forms	Ops-heavy, license sensitive
Personal / installment	Original product, payment history	Fintech vs bank origin matters
Commercial / B2B	Contract, personal guaranty flags	Not a consumer FDCPA file
Telecom / BNPL / specialty	Media honestly disclosed	Often bps, not fat percents

How to send purchase criteria to the desk

Asset classes you will bid. Min/max face. Vintage floor. States you can board. Collect vs litigate mix. Monthly capacity. That paragraph saves two weeks of mismatched teasers.