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portfolios@debtmarket.net 561-254-6608

NDA and Tape Review

How DebtHub handles the mutual NDA, redacted waterfalls, and full data tapes. What qualified buyers inspect before they bid charged-off paper.

Explainer series

NDA before the tape

No public lot list. Files move under NDA to qualified buyers only.

Open this path

Emailportfolios@debtmarket.net
Phone561-254-6608
Institutional1 business day response · B2B only

DebtHub · Buyer pathway

No tape moves until the mutual NDA is in. HelloSign is the current execution path. After that, you see a redacted waterfall or sample, then the working file if you stay in the process.

What a usable tape contains

  • Account identifiers the PSA allows (not SSNs in email).
  • Original creditor, charge-off date, last payment date, current balance.
  • Placement history and COS / media flags.
  • State, open/closed, deceased / BK / PIF flags if the seller has them.
  • For auto: VIN, sale proceeds, deficiency math. For medical: itemization notes without PHI in the web form.

How to read it in one pass

Sort by balance tier and state. Check charge-off vintage versus last-pay. Count blank media fields. If more than a thin slice lacks charge-off date or last-pay, the bid should assume extra skip and dispute cost.

Pair this page with how to prepare a data tape (seller-facing) and the field dictionary at charged-off data tape fields.

What we will not send

Full unredacted consumer files to an unqualified inbox. Anything that would turn DebtHub into a consumer lookup. This is a B2B sale process.

Tape access is staged on purpose
Pass What you see What you decide
NDA Mutual confidentiality via HelloSign Whether you will even look
Redacted waterfall / sample Balance tiers, state mix, vintage, media % Whether the box fits
Working tape Account-level fields the PSA allows Bid, pass, or ask for media samples

Questions this page answers

Where do I sign the NDA?

Current execution is HelloSign. The desk sends the link after qualification. Do not email a scanned NDA to a generic inbox if you can avoid it.

Will I get Social Security numbers in the first file?

No. Identifiers follow the PSA. Full consumer files are not emailed to an unqualified address.

What if media is listed as “available on request”?

Treat that as a discount until you see a count. Ask for a percent-complete column before you bid.

Paired reading: How buyers bid and close

Paired reading: Seller packaging

Apply as a buyerFull buyer guide

Desk: portfolios@debtmarket.net · 561-254-6608. Institutional only. Not consumer collections.

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