Explainer series
How sellers package a file
Tape, media, title. Buyers bid a complete package, not a story.
Seller pathway
DebtHub for Sellers
Sell charged-off debt through DebtHub: survey, data tape, purchase agreement, funding, and 90-day warranty. Confidential. Triton Financial Solutions.
Updated September 19, 2026 · portfolios@debtmarket.net · 561-254-6608
The seller path is built for original creditors, prior purchasers, and special servicers who can document ownership. It is the same process Triton uses for spot sales and forward flow — without naming other firms.
Seller survey (what we ask)
- Type of debt (for example internet installment, storefront payday, consumer credit cards, auto deficiency, title, telecom)
- Charge-off vintage and prior agency count
- Face value, account count, average balance, state mix
- Media: contracts, applications, payment history
- Whether you will segment or run forward flow
Agreement themes
A typical Triton purchase agreement covers cut-off date, purchase price (percent of face or bps), representations that accounts are as described, and a limited warranty period — commonly 90 days — for deceased, paid-in-full before cut-off, and fraud/ineligible accounts. Exact terms are negotiated. This is not a form contract posted for download.
2026 packaging notes
Payday and title paper faces tighter state restrictions than in 2024. Credit-card and auto-deficiency files still trade when tapes are clean. Do not send live account dumps in the first email.
Start seller intake · Email: portfolios@debtmarket.net