The seller path is built for original creditors, prior purchasers, and special servicers who can document ownership. It is the same process Triton uses for spot sales and forward flow — without naming other firms.

Seller survey (what we ask)

Type of debt (for example internet installment, storefront payday, consumer credit cards, auto deficiency, title, telecom)
Charge-off vintage and prior agency count
Face value, account count, average balance, state mix
Media: contracts, applications, payment history
Whether you will segment or run forward flow

Agreement themes

A typical Triton purchase agreement covers cut-off date, purchase price (percent of face or bps), representations that accounts are as described, and a limited warranty period — commonly 90 days — for deceased, paid-in-full before cut-off, and fraud/ineligible accounts. Exact terms are negotiated. This is not a form contract posted for download.

2026 packaging notes

Payday and title paper faces tighter state restrictions than in 2024. Credit-card and auto-deficiency files still trade when tapes are clean. Do not send live account dumps in the first email.

Start seller intake · Email: [email protected]