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Buyer pathway

Debt Buyer Operating Checklist

Operating checklist for debt buyers on DebtHub: entity and reputation notes, NDA, tape fields, bid format, PSA, boarding, and warranty claims.

Updated October 31, 2026 · portfolios@debtmarket.net · 561-254-6608

Buyer tool · Step 6

Print this before you apply. If a line is blank, you are not ready for a tape.

Updated October 31, 2026200+ qualified buyersNDA-first, no public auction
Debt buyer operating checklist document with completed steps and an NDA seal

DebtHub · Buyer tools

Print this before you apply. If a line is blank, you are not ready for a tape.

Before you apply

  • Entity docs and beneficial owners.
  • License list or license plan by state.
  • E&O and cyber certificates.
  • Written data-handling procedure for tapes.
  • Purchase criteria: asset classes, min/max face, vintage, monthly capacity.

During diligence

  • NDA executed (HelloSign).
  • Tape: charge-off date, last-pay, media percent, state mix.
  • Title: every assignment if the seller is not the originator.
  • Bid in percent of face or bps, with conditions written down.

After you win

  • PSA, cut-off, funding.
  • Board to your system; do not leave the file in email.
  • Calendar the warranty window; use post-sale support for claims.

Questions this page answers

Who can apply as a buyer?

Apply with an operating entity and a written purchase criteria. RMAI or ACA membership is a plus, not required. Apply with an operating entity and a written purchase criteria.

What if I skip the purchase criteria?

You will get files you will not bid. That burns seller patience and your NDA queue.

Where do I send buyback claims?

Post-sale support, inside the 90-day window, with the PSA exhibit.

Paired reading: How buyers bid and close

Paired reading: Buyer tools

Apply as a buyerFull buyer guide

Desk: portfolios@debtmarket.net · 561-254-6608. Institutional only. Not consumer collections.


Related DebtHub pages

Ready to see tapes that fit your box?

Apply once. Qualified buyers see files under NDA; complete files close in 1-14 days.

Apply as a buyerSell a portfolio

Educational only. Not legal advice and not a quote. Desk: portfolios@debtmarket.net · 561-254-6608.

Related DebtMarket pages

Explainer series

How buyers read a tape

NDA first. Then a working file. Bid with a unit.

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