Explainer series
How buyers read a tape
NDA first. Then a working file. Bid with a unit.
Buyer pathway
Debt Buyer Tips on DebtHub
Practical debt buyer tips from Triton’s desk: purchase criteria, NDA, media haircuts, bid units, boarding, and 90-day claims. Institutional only.
Updated October 25, 2026 · portfolios@debtmarket.net · 561-254-6608
DebtHub · Buyer tips
These are the notes we repeat on calls. None of them replace counsel or your recovery model.
What are the most important tips for new debt buyers?
Write purchase criteria, sign the NDA, haircut for missing media, write the bid with one unit and conditions, and have a dated boarding plan before claiming buybacks.
- Write the purchase criteria before you ask for a tape. “Everything” is not a set of criteria.
- Put licenses and insurance in the first email. We will ask anyway.
- Read last-pay against charge-off date, not just average age.
- Count blank media fields. That count is your haircut.
- Bid with a unit. Percent of face or bps. Not “4.”
- Carve states you cannot board. Do not hope the PSA saves you.
- Calendar cut-off, not the day you finished importing CSV.
- File warranty claims with an account list, inside the window, on post-sale support.
Deeper: how to buy, pricing, buyer FAQ.
Questions this page answers
What tip kills the most deals?
A bid with no unit and unstated media conditions.
What tip saves the most time?
A complete qualification pack on day one.
Is “we’ll license after close” ever fine?
Not for a working tape. Dated plan, then boarding, not the reverse.
Paired reading: Seller tips
Paired reading: Creditor tips
Desk: portfolios@debtmarket.net · 561-254-6608. Institutional only. Not consumer collections.