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How sellers package a file
Tape, media, title. Buyers bid a complete package, not a story.
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Charged-Off Debt Seller Tips
Seller tips for charged-off portfolio sales on DebtHub: snapshot fields, media percent, chain of title, one contact, and why shopping five desks leaks.
Updated October 25, 2026 · portfolios@debtmarket.net · 561-254-6608
DebtHub · Seller tips
Buyers forgive a thin archive if you tell the truth. They do not forgive a surprise gap after they bid.
What is the top tip for selling a debt portfolio?
Put the charge-off date, last payment, and an honest media percent on the tape. Buyers forgive a thin archive if you tell the truth; they do not forgive a surprise gap after they bid.
- Send asset class, face, vintage, and count in the first note. We cannot match a mystery.
- Do not email SSNs to start the conversation.
- Estimate media percent with a sample, not a slogan.
- Scan the assignment chain before the NDA goes out.
- Name one human who answers title questions the same day.
- Pick spot or flow on purpose. First sales are usually spot.
- Do not shop the same tape to five desks. Buyers notice.
- Put the warranty exhibit in the PSA, then use post-sale support.
Deeper: how to sell, packaging, seller FAQ.
Questions this page answers
What tip raises bids the most?
Charge-off date, last-pay, and an honest media percent on the tape.
What tip wastes the most weeks?
No single contact. Legal, ops, and finance each answering a different question.
Can I list accounts publicly for “exposure”?
Not on DebtHub. Confidential desk only.
Paired reading: Buyer tips
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Desk: portfolios@debtmarket.net · 561-254-6608. Institutional only. Not consumer collections.