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Seller Operating Checklist

Checklist for creditors selling charged-off debt through DebtHub: snapshot fields, media inventory, chain of title, spot vs flow, and close timeline.

Explainer series

How sellers package a file

Tape, media, title. Buyers bid a complete package, not a story.

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DebtHub · Seller tools

A complete snapshot gets a faster match. An incomplete one gets questions, not bids.

Snapshot (day one)

  • Asset class and original product.
  • Face value and account count.
  • Charge-off vintage (range or average year).
  • One-time vs forward flow.
  • Work email and a phone the desk can reach.

Before buyers see a tape

  • Chain of title assembled.
  • Media percent estimated honestly.
  • Known ineligibles tagged (BK, deceased, PIF) if you have them.
  • NDA path agreed.

Close

  • PSA, cut-off, wiring instructions.
  • Warranty exhibit if you are offering one.
  • A single seller contact for Q&A so the bid does not stall.

Questions this page answers

What if I only have a summary, not a tape?

Send the snapshot. Do not invent account-level fields. We will tell you if the file can be marketed.

Who should be the single contact?

Someone who can answer title and media questions the same day. Legal-only contacts slow bids.

Do I need a warranty?

Most Triton sales include a limited 90-day window. If you cannot offer one, say so on intake.

Paired reading: Seller packaging

Paired reading: Seller tools

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Desk: portfolios@debtmarket.net · 561-254-6608. Institutional only. Not consumer collections.