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Debt Buyer Buybacks and Warranty Claims

How debt buyers file 90-day buyback claims on DebtHub: deceased, paid-prior, ineligible accounts, cut-off clocks, and the post-sale desk.

Explainer series

Bid, close, fund

14โ€“45 days from a complete file. PSA, cut-off, boarding.

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DebtHub ยท Buyer pathway

The warranty is only as real as the exhibit and the clock. Typical Triton purchases: 90 days from cut-off for deceased, paid-prior, and ineligible accounts the PSA lists. Board first. Then claim with a list, not a vibe.

How to claim

  1. Confirm the PSA window and starting date (usually cut-off).
  2. Build an account list with the reason code the exhibit uses.
  3. File through post-sale support.
  4. Keep the file in your system until the claim is resolved. Do not delete the tape.

Cut-off vs funding: three dates on a sale. Bidding context: bid, close, board.

Buyback hygiene
Claim type What you show What stalls it
Deceased Date and source the PSA accepts No account IDs
Paid prior to cut-off Payment evidence vs cut-off Payments after cut-off mixed in
Ineligible The PSA definition, matched to the row A new definition you invented after close

Questions this page answers

Can I claim after day 91?

Only if the PSA says so. The working window is 90 days from cut-off.

Does a buyback unwind the whole purchase?

No. It is account-level as the contract lists.

Can I email a spreadsheet to a random inbox?

Use post-sale support. Random inboxes miss the clock.

Paired reading: Seller warranty obligations

Paired reading: Creditor after the sale

File a warranty claimBuyer path

Desk: portfolios@debtmarket.net ยท 561-254-6608. Institutional only. Not consumer collections.