Sell Charged-Off Debt Portfolios
Institutional guide and intake to sell charged-off debt portfolios.
Sell charged-off debt portfolios through an institutional marketplace built for banks, credit unions, fintech lenders, and other creditors seeking recovery on non-performing receivables.
Why creditors sell charged-off debt
After charge-off, internal recovery capacity, capital treatment, and operational cost often favor a secondary market sale. A structured process can improve price discovery while controlling counterparty and reputational risk.
What you can sell
- Credit card charge-offs
- Auto deficiency balances
- Unsecured personal loans
- Medical receivables (with appropriate handling)
- Telecom, private student, commercial, and specialty/fintech paper
See all debt portfolio types.
How DebtMarket helps you sell
- Confidential intake and initial market assessment
- Data tape and documentation readiness review
- Outreach to qualified, compliance-minded buyers
- Bid comparison beyond headline price
- Contracting, funding, and secure transfer support
Read the full guide: How to sell a debt portfolio.
Typical timeline
Many transactions close in 14–45 days depending on documentation completeness and buyer diligence speed.