How Much Do Buyers Pay for Charged-Off Debt?
Educational percent-of-face ranges for charged-off debt by asset class, plus bid drivers besides headline price. Not an offer or appraisal.
People search “how much do debt collection agencies pay for debt.” In the secondary market the buyer is often a licensed purchaser, not a storefront agency. Price is usually a percent of face value, not a fixed fee.
Educational ranges (not offers)
Indicative 2026 discussion bands used on DebtMarket: credit card 3–8% of face; auto deficiency 5–12%; personal loans 3–7%; medical 2–5%; commercial 8–15%; telecom 1–3%; private student 5–10%; specialty/BNPL 2–6%. Actual bids move with vintage, media, geography, prior placement, and buyer capacity.
Full caveats: Charged-Off Debt Pricing Study 2026. Use the evaluation studio for a rough frame, then request a human review.
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