Credit Card Charge-Off Sales: How the Paper Is Organized
Fresh issuer paper, paper that has already been placed, and forward flow are not one product.
Desk notes · Charged-off market
Debt buying and collections insights Page 4
Operator notes from Triton Financial Solutions on buying and selling charged-off debt: data tapes, chain of title, FDCPA and Regulation F, forward flow, and 2026 secondary-market pricing. Written for institutional sellers and qualified buyers — not consumer collection advice.
- 22 published notes
- FDCPA / Reg F education
- Tape, title, and pricing
Continue reading
Chain of Title: The Documents That Prove a Debt Sale
A gap in the assignments is a reason to stop, not a footnote for after funding.
FDCPA and Regulation F for Companies That Buy Portfolios
What the statute covers, what Henson decided, and what Regulation F still requires of collectors.
Forward-Flow Debt Sales: The Terms to Write Before the First Month
A forward flow is a schedule of future charge-offs, not a spot sale with the word monthly added.
Due Diligence on a Debt Portfolio: Sample Before You Bid
A checklist for the sample: tape against media, title, exclusions, and the face the percent applies to.