How Much Do Buyers Pay for Charged-Off Debt?
Educational percent-of-face ranges by asset class and the bid drivers besides headline price. Not an offer. Request a file-specific review.
Updated September 19, 2026 · Triton Financial Solutions
How much do buyers pay for charged-off debt?
Buyers bid a percent of face (or bps on thin paper). Price moves with asset class, vintage, last-pay, media, state mix, and prior placement. Educational ranges are not an offer. Request a file-specific review.
People search “how much do debt collection agencies pay for debt.” In the secondary market the buyer is often a licensed purchaser, not a storefront agency. Price is usually a percent of face value, not a fixed fee.
Educational ranges (not offers)
Indicative 2026 discussion bands used on DebtMarket: credit card 3–8% of face; auto deficiency 5–12%; personal loans 3–7%; medical 2–5%; commercial 8–15%; telecom 1–3%; private student 5–10%; specialty/BNPL 2–6%. Actual bids move with vintage, media, geography, prior placement, and buyer capacity.
Full caveats: Charged-Off Debt Pricing Study 2026. Use the evaluation studio for a rough frame, then request a human review.
Email: portfolios@debtmarket.net.